Commodity Trade Finance - Senior Relationship Manager (m/f/d)
DenizBank AG, a member of the globally successful DenizBank Financial Services Group and Emirates NBD, is an Austrian universal bank with a strong presence in Austria and Germany. We are committed to provide our customers innovative and customized products and are looking for personalities, who continuously raise banking to a new level.
Commodity Trade Finance - Senior Relationship Manager (m/f/d)
Full Time
Vienna, Headquarters
Your tasks:
- Serve as the primary relationship manager for a portfolio of sophisticated corporate clients (Commodity Traders/Producers), acting as the local point of contact and supporting global relationship
- Acquire new commodity customers in Europe and MENA, identifying financing opportunities in line with department targets
- Contribute to departmental asset size and profitability, aligning with the budget and targets
- Analyze creditworthiness, support credit package preparation, and structure credit limits according to risk appetite, pricing, and policies
- Engage proficiently with customers on CTF(Commodity Trade Finance) transactions, demonstrating a comprehensive understanding of commodity trade finance with a focus on risk perspectives
- Liaise with internal stakeholders, including legal, compliance, and credit teams, to ensure smooth execution of transactions and adherence to governance frameworks
- Vigilantly monitor customers' financial standing, identify early warning signals, and take necessary actions as per internal policies
- Initiate risk assessment and continuous monitoring, ensuring transactional acceptability and quality
- Establish clear communication channels among customers, account managers, and support units for efficient process follow-up
- Stay up to date on market developments, regulatory updates, sectorial risks, and commodity prices
- Represent the bank at client meetings, industry events, and CSR initiatives
What you bring to the table:
- University degree or equivalent education level
- Minimum 5 years (preferably 10 years for senior positions) working experience in corporate banking and/or structured trade and commodity finance environment
- Understanding of financial and economic overview
- Strong communication and social skills
- Results-oriented with self-motivation and the ability to motivate others
- Willingness to take responsibility and initiative
- Active planning and coordination of customer relationships with client meetings
- Analytical and risk management skills, including financial analysis and transaction structuring
- Excellent presentation and communication skills in English; additional languages (especially German, Russian, Turkish, or French) are an advantage
- Proficient in MS Office applications
Our benefits:
- Insights into the structure and processes of the banking business and the opportunity to actively improve them
- Varying tasks in a motivated team
- Career and development opportunities
- Nice benefits: canteen/lunch vouchers, voluntary pension fund, employee events, home office, etc.
Minimum gross wage in accordance with the collective agreement:
Minimum gross wage in accordance with the collective agreement if the minimum requirements are met: EUR 3.612,55/month with willingness to overpay depending on professional experience and training. All job advertisements are aimed at all genders in the interests of equal treatment. If you feel addressed by this job offer, we look forward to your written application.
